Second National Bank
Greenville, OH — Domestic Branch of a Domestic Bank
Acquired Aug 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Second National Bank | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 9,006 | 7,895 |
Income from Lease Financing Receivables | 13 | 42,261 |
99 | 1,796 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 46 | 717 |
Income on Loans and Leases (TE) | 9,065 | 7,925 |
Investment Interest Income (TE) | 3,005 | 5,130 |
Total Interest Income (TE) | 12,547 | 7,348 |
Total Interest Expense | 5,332 | 3,046 |
Net Interest Income (TE) | 7,215 | 4,304 |
Non-Interest Income | 1,351 | 1,423 |
Adjusted Operating Income (TE) | 8,566 | 5,545 |
Non-interest Expense | 3,888 | 3,482 |
Provision for Loan & Lease Losses | 610 | 93,553 |
Pretax Operating Income (TE) | 4,068 | 74,497 |
Pretax Net Operating Income (TE) | 4,068 | 77,985 |
Applicable Income Taxes | 1,242 | 33,825 |
Net Operating Income | 2,713 | 51,738 |
Net Income | 2,713 | 51,738 |
Cash Dividends Declared | 2,000 | 26,607 |
Retained Earnings | 713 | 38,631 |