Sb&T Bank
Albany, GA — Domestic Branch of a Domestic Bank
Acquired Jun 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Sb&T Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 6,369 | 2,352 |
Income from Lease Financing Receivables | 3 | — |
25 | 544 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 13 | 12 |
Income on Loans and Leases (TE) | 6,385 | 2,355 |
Investment Interest Income (TE) | 784 | 315 |
Total Interest Income (TE) | 7,317 | 2,603 |
Total Interest Expense | 1,717 | 983 |
Net Interest Income (TE) | 5,600 | 1,616 |
Non-Interest Income | 1,019 | 311 |
Adjusted Operating Income (TE) | 6,619 | 1,987 |
Non-interest Expense | 3,838 | 1,634 |
Provision for Loan & Lease Losses | 1,438 | 5,452 |
Pretax Operating Income (TE) | 1,343 | -222 |
Pretax Net Operating Income (TE) | 1,343 | -188 |
Applicable Income Taxes | 457 | 372 |
Net Operating Income | 864 | -196 |
Net Income | 864 | -176 |
Cash Dividends Declared | — | 382 |
Retained Earnings | 864 | -218 |