Vitals
  • Total Assets
    191.1M 3.3 %
  • Total Deposits
    161.5M -0.5 %
  • Total Net Loans
    149.3M 5.9 %
  • Net Income
    3.2M -2.8 %
  • Book Value
    19.6M 10.7 %
  • Book Value x2
    39.3M 10.7 %
  • Book Value x3
    58.9M 10.7 %
ROAA

1.725

ROAE

16.843

Efficiency Ratio

42.376

Net Interest Margin

3.485

Balance Sheet Highlights
Financial Highlights Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 191,122 198,346
Total Net Loans 149,257 133,864
Total Deposits 161,488 165,124
Total Equity 19,642 22,060
Profitability
Net Income 3,170 2,310
Return on Average Assets 1.725 1.15
Return on Average Equity 16.843 9.92
Net Interest Margin 3.485 3.587
Efficiency Ratio 42.376 60.34
Noninterest Income/Revenue 3.297 13.494
Balance Sheet Ratios
Loan-to-Deposit 92.426 77.091
Securities/Assets .195 .197
Total Equity/Total Assets .103 .111
Tangible Equity/Tangible Assets .103 .107
Capital Adequacy
Tier 1 Common Capital 19,628 21,135
Tier 1 Capital 19,628 21,140
Tier 2 Capital 1,854 1,625
Total Capital 21,482 22,777
Total Risk Weighted Assets 164,948 151,308
Leverage Ratio 10.53 10.944
Common Equity Tier 1 Capital Ratio 11.9 15.631
Tier 1 Capital Ratio 11.9 15.631
Total Capital Ratio 13.02 16.675

Timeline for Savings Bank

Capital Bancshares, Inc.

Capital Bancshares, Inc. became a new parent organization for Savings Bank.

View Profile Jul 01 2002

Savings Bank

Savings Bank was established 130 years ago and is currently headquartered in Primghar, IA.

Nov 15 1894
Relationships Role Relationship Start Relationship End
Capital Bancshares, Inc. Parent 7/1/2002
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