Net Income Analysis ( % relative to Total Revenue )
Income Statement Savings Bank Of Danbury All Insured Savings Banks in Connecticut
Interest and Fees on Loans 34,241 30,883
Income from Lease Financing Receivables — 2
— 32
Estimated Tax Benefit from Tax-Exempt Loan Income — 16
Income on Loans and Leases (TE) 34,241 30,904
Investment Interest Income (TE) 2,033 3,080
Total Interest Income (TE) 38,579 34,631
Total Interest Expense 5,948 4,711
Net Interest Income (TE) 32,631 29,919
Non-Interest Income 6,958 9,078
Adjusted Operating Income (TE) 39,589 38,915
Non-interest Expense 25,229 30,204
Provision for Loan & Lease Losses 1,101 858
Pretax Operating Income (TE) 13,259 7,965
Pretax Net Operating Income (TE) 18,522 9,672
Applicable Income Taxes 5,837 2,335
Net Operating Income 12,685 6,676
Net Income 12,685 6,667
Cash Dividends Declared — 15
Retained Earnings 12,685 6,645