Savings Bank Of Danbury
Danbury, CT — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Savings Bank Of Danbury | All Insured Savings Banks in Connecticut |
Interest and Fees on Loans | 34,241 | 30,883 |
Income from Lease Financing Receivables | — | 2 |
— | 32 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 16 |
Income on Loans and Leases (TE) | 34,241 | 30,904 |
Investment Interest Income (TE) | 2,033 | 3,080 |
Total Interest Income (TE) | 38,579 | 34,631 |
Total Interest Expense | 5,948 | 4,711 |
Net Interest Income (TE) | 32,631 | 29,919 |
Non-Interest Income | 6,958 | 9,078 |
Adjusted Operating Income (TE) | 39,589 | 38,915 |
Non-interest Expense | 25,229 | 30,204 |
Provision for Loan & Lease Losses | 1,101 | 858 |
Pretax Operating Income (TE) | 13,259 | 7,965 |
Pretax Net Operating Income (TE) | 18,522 | 9,672 |
Applicable Income Taxes | 5,837 | 2,335 |
Net Operating Income | 12,685 | 6,676 |
Net Income | 12,685 | 6,667 |
Cash Dividends Declared | — | 15 |
Retained Earnings | 12,685 | 6,645 |