Santa Barbara Bank & Trust, National Association
Santa Barbara, CA — Domestic Branch of a Domestic Bank
Acquired Dec 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Santa Barbara Bank & Trust, National Association | All Insured Commercial Banks in California |
Interest and Fees on Loans | 182,618 | 17,652 |
Income from Lease Financing Receivables | — | 11 |
1,355 | 12 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 699 | 6 |
Income on Loans and Leases (TE) | 183,317 | 17,867 |
Investment Interest Income (TE) | 24,767 | 2,165 |
Total Interest Income (TE) | 209,914 | 20,805 |
Total Interest Expense | 24,272 | 1,849 |
Net Interest Income (TE) | 185,642 | 18,812 |
Non-Interest Income | 48,459 | 3,155 |
Adjusted Operating Income (TE) | 234,101 | 24,666 |
Non-interest Expense | 149,425 | 15,121 |
Provision for Loan & Lease Losses | 2,012 | 1,121 |
Pretax Operating Income (TE) | 82,664 | 7,735 |
Pretax Net Operating Income (TE) | 83,808 | 7,985 |
Applicable Income Taxes | 2,645 | 2,066 |
Net Operating Income | 77,374 | 6,079 |
Net Income | 77,374 | 6,074 |
Cash Dividends Declared | — | 1,233 |
Retained Earnings | 77,374 | 2,756 |