Efficiency Ratio Over Time
Efficiency Ratio Santa Barbara Bank & Trust, National Association All Insured Commercial Banks in California
09-30-2012 63.829 74.121
06-30-2012 67.691 75.117
03-31-2012 70.042 75.972
12-31-2011 69.894 76.681
09-30-2011 67.281 76.538
06-30-2011 67.175 77.016
03-31-2011 69.274 76.962
12-31-2010 69.203 79.38
09-30-2010 76.336 79.416
06-30-2010 96.115 80.72
03-31-2010 83.558 82.516
12-31-2009 97.947 89.03
09-30-2009 98.479 89.748
06-30-2009 98.625 94.314
03-31-2009 46.125 95.606
12-31-2008 63.853 89.236
09-30-2008 57.469 85.939
06-30-2008 47.722 85.896
03-31-2008 41.801 85.386
12-31-2007 47.817 83.041
09-30-2007 45.461 79.26
06-30-2007 42.082 78.029
03-31-2007 38.931 76.688
12-31-2006 56.25 80.037
09-30-2006 53.512 76.157
06-30-2006 50.385 70.367
03-31-2006 43.334 69.95
12-31-2005 48.653 74.917
09-30-2005 43.424 71.155
06-30-2005 36.837 70.343
03-31-2005 27.844 68.656
12-31-2004 51.845 71.614
09-30-2004 48.93 71.664
06-30-2004 45.229 72.622
03-31-2004 37.495 74.921
12-31-2003 53.121 78.394
09-30-2003 49.878 69.685
06-30-2003 46.068 70.304
03-31-2003 38.652 69.597
12-31-2002 50.538 70.571