San Diego Community Bank
Chula Vista, CA — Domestic Branch of a Domestic Bank
Acquired Aug 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | San Diego Community Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 3,498 | 16,516 |
Income from Lease Financing Receivables | — | 4,021 |
— | 812 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 441 |
Income on Loans and Leases (TE) | 3,498 | 16,029 |
Investment Interest Income (TE) | 56 | 5,709 |
Total Interest Income (TE) | 3,734 | 17,309 |
Total Interest Expense | 753 | 5,505 |
Net Interest Income (TE) | 2,981 | 11,817 |
Non-Interest Income | 322 | 2,851 |
Adjusted Operating Income (TE) | 3,303 | 14,874 |
Non-interest Expense | 2,319 | 8,197 |
Provision for Loan & Lease Losses | — | 1,221 |
Pretax Operating Income (TE) | 984 | 17,598 |
Pretax Net Operating Income (TE) | 984 | 17,527 |
Applicable Income Taxes | 363 | 6,026 |
Net Operating Income | 621 | 10,887 |
Net Income | 621 | 10,902 |
Cash Dividends Declared | — | 11,569 |
Retained Earnings | 621 | 6,846 |