Efficiency Ratio Over Time
Efficiency Ratio San Diego Community Bank All Insured Commercial Banks in California
06-30-2006 70.209 70.367
03-31-2006 67.638 69.95
12-31-2005 74.559 74.917
09-30-2005 74.778 71.155
06-30-2005 77.318 70.343
03-31-2005 81.332 68.656
12-31-2004 83.313 71.614
09-30-2004 85.431 71.664
06-30-2004 96.125 72.622
03-31-2004 76.471 74.921
12-31-2003 92.105 78.394
09-30-2003 92.376 69.685
06-30-2003 90.481 70.304
03-31-2003 139.61 69.597
12-31-2002 94.261 70.571