Net Income Analysis ( % relative to Total Revenue )
Income Statement Salisbury Bank And Trust Company All Insured Commercial Banks in Connecticut
Interest and Fees on Loans 32,049 116,614
Income from Lease Financing Receivables — 1,400
287 342
Estimated Tax Benefit from Tax-Exempt Loan Income 139 180
Income on Loans and Leases (TE) 32,188 118,194
Investment Interest Income (TE) 2,560 22,956
Total Interest Income (TE) 35,042 142,467
Total Interest Expense 3,231 16,873
Net Interest Income (TE) 31,811 125,595
Non-Interest Income 6,778 42,281
Adjusted Operating Income (TE) 38,589 167,876
Non-interest Expense 26,449 108,357
Provision for Loan & Lease Losses 1,835 6,667
Pretax Operating Income (TE) 10,305 52,852
Pretax Net Operating Income (TE) 10,889 52,716
Applicable Income Taxes 2,609 15,848
Net Operating Income 7,691 34,827
Net Income 7,691 34,827
Cash Dividends Declared 3,491 26,483
Retained Earnings 4,200 8,344