Rural American Bank - Braham
Braham, MN — Domestic Branch of a Domestic Bank
Acquired Mar 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Rural American Bank - Braham | All Insured Commercial Banks in Minnesota |
Interest and Fees on Loans | 4,322 | 4,691 |
Income from Lease Financing Receivables | 17 | 9 |
18 | 46 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 9 | 13 |
Income on Loans and Leases (TE) | 4,348 | 4,751 |
Investment Interest Income (TE) | 603 | 591 |
Total Interest Income (TE) | 4,977 | 5,487 |
Total Interest Expense | 1,009 | 1,378 |
Net Interest Income (TE) | 3,968 | 4,082 |
Non-Interest Income | 695 | 550 |
Adjusted Operating Income (TE) | 4,663 | 4,684 |
Non-interest Expense | 3,027 | 3,398 |
Provision for Loan & Lease Losses | 365 | 813 |
Pretax Operating Income (TE) | 1,271 | 477 |
Pretax Net Operating Income (TE) | 1,283 | 530 |
Applicable Income Taxes | 1 | 31 |
Net Operating Income | 1,271 | 445 |
Net Income | 1,271 | 444 |
Cash Dividends Declared | 1,405 | 339 |
Retained Earnings | -134 | 33 |