Royal Oaks Bank, Ssb
Houston, TX — Domestic Branch of a Domestic Bank
Acquired Mar 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Royal Oaks Bank, Ssb | All Insured Savings Banks in Texas |
Interest and Fees on Loans | 13,832 | 15,369 |
Income from Lease Financing Receivables | — | 236 |
— | 154 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 81 |
Income on Loans and Leases (TE) | 13,832 | 15,392 |
Investment Interest Income (TE) | 150 | 4,203 |
Total Interest Income (TE) | 15,010 | 19,133 |
Total Interest Expense | 5,980 | 5,467 |
Net Interest Income (TE) | 9,030 | 9,773 |
Non-Interest Income | 1,005 | 1,718 |
Adjusted Operating Income (TE) | 10,035 | 11,488 |
Non-interest Expense | 7,592 | 6,832 |
Provision for Loan & Lease Losses | 368 | 745 |
Pretax Operating Income (TE) | 2,075 | 11,812 |
Pretax Net Operating Income (TE) | 2,075 | 11,812 |
Applicable Income Taxes | 712 | 1,566 |
Net Operating Income | 1,363 | 10,638 |
Net Income | 1,363 | 10,645 |
Cash Dividends Declared | — | 36,316 |
Retained Earnings | 1,363 | 2,336 |