Total Capital Ratio Over Time
Total Capital Ratio Royal Oaks Bank, Ssb All Insured Savings Banks in Texas
12-31-2006 9.9 19.48
09-30-2006 10.2 20.53
06-30-2006 11.2 20.722
03-31-2006 12.13 20.17
12-31-2005 12.21 17.649
09-30-2005 12.49 18.367
06-30-2005 12.67 19.301
03-31-2005 12.39 18.29
12-31-2004 13.5 16.688
09-30-2004 12.88 16.48
06-30-2004 13.6 15.956
03-31-2004 13.91 15.848
12-31-2003 14.6 15.722
09-30-2003 15.57 15.727
06-30-2003 17.73 16.085
03-31-2003 12.3 15.757
12-31-2002 12.46 16.663