Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Royal Oaks Bank, Ssb All Insured Savings Banks in Texas
12-31-2006 9.17 18.636
09-30-2006 9.45 19.659
06-30-2006 10.43 19.831
03-31-2006 11.34 19.284
12-31-2005 11.42 16.768
09-30-2005 11.62 17.464
06-30-2005 11.81 18.376
03-31-2005 11.5 17.365
12-31-2004 12.59 15.756
09-30-2004 11.89 15.493
06-30-2004 12.56 14.911
03-31-2004 12.92 14.796
12-31-2003 13.55 14.66
09-30-2003 14.56 14.688
06-30-2003 16.73 15.035
03-31-2003 11.43 14.7
12-31-2002 11.52 15.621