Leverage Ratio Over Time
Leverage Ratio Royal Oaks Bank, Ssb All Insured Savings Banks in Texas
12-31-2006 8.48 11.559
09-30-2006 8.75 12.882
06-30-2006 9.15 12.401
03-31-2006 9.47 11.621
12-31-2005 9.41 10.417
09-30-2005 9.66 11.313
06-30-2005 9.46 11.308
03-31-2005 9.54 10.905
12-31-2004 10.21 10.015
09-30-2004 9.24 9.358
06-30-2004 9.52 9.222
03-31-2004 10.21 9.132
12-31-2003 11.47 9.061
09-30-2003 12.38 9.02
06-30-2003 13.17 9.257
03-31-2003 10.18 9.424
12-31-2002 9.91 9.459