Roxbury-Highland Co-Operative Bank
Boston, MA — Domestic Branch of a Domestic Bank
Acquired May 2008
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Roxbury-Highland Co-Operative Bank | All Insured Savings Banks in Massachusetts |
| Interest and Fees on Loans | 207 | 4,276 |
| Income from Lease Financing Receivables | — | — |
| — | 628 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | — |
| Income on Loans and Leases (TE) | 207 | 4,277 |
| Investment Interest Income (TE) | 85 | 1,052 |
| Total Interest Income (TE) | 331 | 5,575 |
| Total Interest Expense | 121 | 2,917 |
| Net Interest Income (TE) | 210 | 2,650 |
| Non-Interest Income | 16 | 515 |
| Adjusted Operating Income (TE) | 226 | 3,158 |
| Non-interest Expense | 302 | 2,587 |
| Provision for Loan & Lease Losses | — | 202 |
| Pretax Operating Income (TE) | — | 829 |
| Pretax Net Operating Income (TE) | — | 909 |
| Applicable Income Taxes | — | 269 |
| Net Operating Income | — | 619 |
| Net Income | — | 619 |
| Cash Dividends Declared | — | 875 |
| Retained Earnings | — | 578 |