Net Income Analysis ( % relative to Total Revenue )
Income Statement Rossville Bank All Insured Commercial Banks in Georgia
Interest and Fees on Loans 5,011 11,562
Income from Lease Financing Receivables 8 249,253
— 1,646
Estimated Tax Benefit from Tax-Exempt Loan Income — 1,331
Income on Loans and Leases (TE) 5,019 11,601
Investment Interest Income (TE) 982 1,584
Total Interest Income (TE) 6,076 12,966
Total Interest Expense 1,604 6,310
Net Interest Income (TE) 4,472 6,717
Non-Interest Income 812 14,008
Adjusted Operating Income (TE) 5,284 8,136
Non-interest Expense 3,939 6,799
Provision for Loan & Lease Losses 300 4,356
Pretax Operating Income (TE) 1,045 3,517
Pretax Net Operating Income (TE) 348 11,167
Applicable Income Taxes 8 1,642
Net Operating Income 340 8,994
Net Income 340 8,994
Cash Dividends Declared 1,008 8,149
Retained Earnings — 1,228