Rondout Savings Bank
Kingston, NY — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Rondout Savings Bank | All Insured Savings Banks in New York |
Interest and Fees on Loans | 11,078 | 39,050 |
Income from Lease Financing Receivables | — | 0 |
— | 4 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 1 |
Income on Loans and Leases (TE) | 11,078 | 39,115 |
Investment Interest Income (TE) | 1,163 | 3,855 |
Total Interest Income (TE) | 12,444 | 43,781 |
Total Interest Expense | 1,835 | 7,561 |
Net Interest Income (TE) | 10,609 | 36,228 |
Non-Interest Income | 2,120 | 6,784 |
Adjusted Operating Income (TE) | 12,729 | 43,792 |
Non-interest Expense | 10,477 | 29,042 |
Provision for Loan & Lease Losses | -60 | 563 |
Pretax Operating Income (TE) | 2,312 | 13,959 |
Pretax Net Operating Income (TE) | 2,542 | 14,008 |
Applicable Income Taxes | 914 | 5,088 |
Net Operating Income | 1,615 | 8,538 |
Net Income | 1,615 | 8,523 |
Cash Dividends Declared | — | 1,972 |
Retained Earnings | 1,615 | 5,990 |