Rondout Savings Bank
Kingston, NY — State Savings Bank
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Net Interest Margin Over Time
| Net Interest Margin | Rondout Savings Bank | All Insured Savings Banks in New York |
| 12-31-2016 | 3.571 | 3.356 |
| 09-30-2016 | 3.588 | 3.346 |
| 06-30-2016 | 3.606 | 3.359 |
| 03-31-2016 | 3.612 | 3.364 |
| 12-31-2015 | 3.693 | 3.342 |
| 09-30-2015 | 3.704 | 3.342 |
| 06-30-2015 | 3.689 | 3.34 |
| 03-31-2015 | 3.725 | 3.359 |
| 12-31-2014 | 3.804 | 3.401 |
| 09-30-2014 | 3.8 | 3.407 |
| 06-30-2014 | 3.815 | 3.408 |
| 03-31-2014 | 3.782 | 3.418 |
| 12-31-2013 | 3.924 | 3.36 |
| 09-30-2013 | 3.941 | 3.431 |
| 06-30-2013 | 3.984 | 3.424 |
| 03-31-2013 | 4.033 | 3.409 |
| 12-31-2012 | 4.121 | 3.496 |
| 09-30-2012 | 4.149 | 3.358 |
| 06-30-2012 | 4.143 | 3.397 |
| 03-31-2012 | 4.262 | 3.422 |
| 12-31-2011 | 4.331 | 3.327 |
| 09-30-2011 | 4.316 | 3.235 |
| 06-30-2011 | 4.337 | 3.252 |
| 03-31-2011 | 4.394 | 3.279 |
| 12-31-2010 | 4.067 | 3.153 |
| 09-30-2010 | 4.062 | 3.136 |
| 06-30-2010 | 4.029 | 3.119 |
| 03-31-2010 | 3.936 | 3.098 |
| 12-31-2009 | 3.911 | 3.07 |
| 09-30-2009 | 3.885 | 3.053 |
| 06-30-2009 | 3.968 | 3.082 |
| 03-31-2009 | 4.066 | 3.049 |
| 12-31-2008 | 3.948 | 3.017 |
| 09-30-2008 | 3.962 | 2.953 |
| 06-30-2008 | 3.9 | 2.855 |
| 03-31-2008 | 3.968 | 2.828 |
| 12-31-2007 | 4.118 | 3.11 |
| 09-30-2007 | 4.123 | 3.065 |
| 06-30-2007 | 4.1 | 3.057 |
| 03-31-2007 | 4.066 | 3.065 |
| 12-31-2006 | 3.961 | 3.187 |
| 09-30-2006 | 3.98 | 3.223 |
| 06-30-2006 | 3.975 | 3.188 |
| 03-31-2006 | 3.929 | 3.178 |
| 12-31-2005 | 3.828 | 3.435 |
| 09-30-2005 | 3.807 | 3.977 |
| 06-30-2005 | 3.784 | 3.47 |
| 03-31-2005 | 3.796 | 3.482 |
| 12-31-2004 | 3.498 | 3.515 |
| 09-30-2004 | 3.447 | 3.448 |
| 06-30-2004 | 3.453 | 3.455 |
| 03-31-2004 | 3.541 | 3.574 |
| 12-31-2003 | 3.231 | 3.574 |
| 09-30-2003 | 3.219 | 3.605 |
| 06-30-2003 | 3.329 | 3.656 |
| 03-31-2003 | 3.35 | 3.717 |
| 12-31-2002 | 3.965 | 3.829 |