Net Income Analysis ( % relative to Total Revenue )
Income Statement Robert Lee State Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,010 10,872
Income from Lease Financing Receivables — 2
2 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 1,010 10,941
Investment Interest Income (TE) 424 2,007
Total Interest Income (TE) 1,476 13,476
Total Interest Expense 101 1,063
Net Interest Income (TE) 1,375 12,338
Non-Interest Income 215 2,639
Adjusted Operating Income (TE) 1,590 15,335
Non-interest Expense 1,490 9,693
Provision for Loan & Lease Losses — 524
Pretax Operating Income (TE) 100 4,819
Pretax Net Operating Income (TE) 147 4,946
Applicable Income Taxes -12 576
Net Operating Income 130 3,858
Net Income 130 3,845
Cash Dividends Declared 40 1,701
Retained Earnings 90 1,997