Rivoli Bank & Trust
Macon, GA — Domestic Branch of a Domestic Bank
Acquired Jan 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Rivoli Bank & Trust | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 8,394 | 9,993 |
Income from Lease Financing Receivables | — | 20,050 |
— | 1,051 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 546 |
Income on Loans and Leases (TE) | 8,394 | 10,011 |
Investment Interest Income (TE) | 786 | 1,131 |
Total Interest Income (TE) | 9,480 | 10,983 |
Total Interest Expense | 2,966 | 3,730 |
Net Interest Income (TE) | 6,514 | 7,289 |
Non-Interest Income | 2,654 | 1,414 |
Adjusted Operating Income (TE) | 9,168 | 8,817 |
Non-interest Expense | 6,815 | 4,958 |
Provision for Loan & Lease Losses | 480 | 1,363 |
Pretax Operating Income (TE) | 1,873 | 16,779 |
Pretax Net Operating Income (TE) | 1,884 | 16,741 |
Applicable Income Taxes | 668 | 6,296 |
Net Operating Income | 1,156 | 11,252 |
Net Income | 1,156 | 11,253 |
Cash Dividends Declared | — | 8,637 |
Retained Earnings | 1,156 | 5,416 |