Net Income Analysis ( % relative to Total Revenue )
Income Statement Rivoli Bank & Trust All Insured Commercial Banks in Georgia
Interest and Fees on Loans 8,394 9,993
Income from Lease Financing Receivables — 20,050
— 1,051
Estimated Tax Benefit from Tax-Exempt Loan Income — 546
Income on Loans and Leases (TE) 8,394 10,011
Investment Interest Income (TE) 786 1,131
Total Interest Income (TE) 9,480 10,983
Total Interest Expense 2,966 3,730
Net Interest Income (TE) 6,514 7,289
Non-Interest Income 2,654 1,414
Adjusted Operating Income (TE) 9,168 8,817
Non-interest Expense 6,815 4,958
Provision for Loan & Lease Losses 480 1,363
Pretax Operating Income (TE) 1,873 16,779
Pretax Net Operating Income (TE) 1,884 16,741
Applicable Income Taxes 668 6,296
Net Operating Income 1,156 11,252
Net Income 1,156 11,253
Cash Dividends Declared — 8,637
Retained Earnings 1,156 5,416