Net Income Analysis ( % relative to Total Revenue )
Income Statement Riverbend Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,738 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 1,738 10,941
Investment Interest Income (TE) 96 2,007
Total Interest Income (TE) 1,905 13,476
Total Interest Expense 107 1,063
Net Interest Income (TE) 1,798 12,338
Non-Interest Income 1,051 2,639
Adjusted Operating Income (TE) 2,849 15,335
Non-interest Expense 2,216 9,693
Provision for Loan & Lease Losses — 524
Pretax Operating Income (TE) 633 4,819
Pretax Net Operating Income (TE) 677 4,946
Applicable Income Taxes — 576
Net Operating Income 677 3,858
Net Income 677 3,845
Cash Dividends Declared 665 1,701
Retained Earnings 12 1,997