River Valley Bank
Russellville, AR — Domestic Branch of a Domestic Bank
Acquired Jun 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | River Valley Bank | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 838 | 1,617 |
Income from Lease Financing Receivables | — | 38 |
— | 23 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 838 | 1,622 |
Investment Interest Income (TE) | 17 | 401 |
Total Interest Income (TE) | 865 | 2,079 |
Total Interest Expense | 321 | 693 |
Net Interest Income (TE) | 544 | 1,376 |
Non-Interest Income | 167 | 315 |
Adjusted Operating Income (TE) | 711 | 1,684 |
Non-interest Expense | 444 | 994 |
Provision for Loan & Lease Losses | 40 | 187 |
Pretax Operating Income (TE) | 227 | 742 |
Pretax Net Operating Income (TE) | 227 | 772 |
Applicable Income Taxes | 86 | 285 |
Net Operating Income | 141 | 663 |
Net Income | 141 | 663 |
Cash Dividends Declared | 60 | 842 |
Retained Earnings | 81 | 447 |