Vitals
  • Total Assets
    810.3M 13.0 %
  • Total Deposits
    706.8M 15.6 %
  • Total Net Loans
    520.2M 8.8 %
  • Net Income
    8.1M 104.5 %
  • Book Value
    86.9M 5.6 %
  • Book Value x2
    173.8M 5.6 %
  • Book Value x3
    260.6M 5.6 %
ROAA

1.083

ROAE

9.502

Efficiency Ratio

59.967

Net Interest Margin

4.261

Balance Sheet Highlights
Financial Highlights River Bank & Trust All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 810,312 266,812
Total Net Loans 520,168 157,006
Total Deposits 706,779 227,200
Total Equity 86,880 30,855
Profitability
Net Income 8,129 2,603
Return on Average Assets 1.083 .91
Return on Average Equity 9.502 7.525
Net Interest Margin 4.261 3.872
Efficiency Ratio 59.967 69.238
Noninterest Income/Revenue 13.468 15.218
Balance Sheet Ratios
Loan-to-Deposit 73.597 65.031
Securities/Assets .226 .23
Total Equity/Total Assets .107 .116
Tangible Equity/Tangible Assets .092 .114
Capital Adequacy
Tier 1 Common Capital 77,712 30,655
Tier 1 Capital 77,712 30,655
Tier 2 Capital 4,007 1,864
Total Capital 81,719 32,526
Total Risk Weighted Assets 597,434 184,216
Leverage Ratio 9.96 11.829
Common Equity Tier 1 Capital Ratio 13.01 18.757
Tier 1 Capital Ratio 13.01 18.762
Total Capital Ratio 13.68 19.824

Timeline for River Bank & Trust

Keystone Bank

Acquisition: River Bank & Trust acquired a new subsidiary, Keystone Bank, 8 years

View Profile Jan 01 2016

River Financial Corporation

River Financial Corporation became a new parent organization for River Bank & Trust.

View Profile Dec 01 2012

River Bank & Trust

River Bank & Trust was established 18 years ago and is currently headquartered in Prattville, AL.

Apr 03 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Keystone Bank Seller 255,180 Acquisition Discontinued 1/1/2016
Relationships Role Relationship Start Relationship End
River Financial Corporation Parent 12/1/2012
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