Net Income Analysis ( % relative to Total Revenue )
Income Statement Resource Bank, National Association All Insured Commercial Banks in Illinois
Interest and Fees on Loans 11,544 8,415
Income from Lease Financing Receivables — 4
113 41
Estimated Tax Benefit from Tax-Exempt Loan Income 58 20
Income on Loans and Leases (TE) 11,602 8,470
Investment Interest Income (TE) 4,726 1,438
Total Interest Income (TE) 16,417 10,200
Total Interest Expense 1,355 1,041
Net Interest Income (TE) 15,062 9,113
Non-Interest Income 5,242 2,030
Adjusted Operating Income (TE) 20,304 11,316
Non-interest Expense 16,635 7,442
Provision for Loan & Lease Losses 225 307
Pretax Operating Income (TE) 3,444 3,453
Pretax Net Operating Income (TE) 3,961 3,554
Applicable Income Taxes 28 569
Net Operating Income 2,628 2,671
Net Income 2,628 2,670
Cash Dividends Declared 1,500 1,225
Retained Earnings 1,128 1,214