Net Income Analysis ( % relative to Total Revenue )
Income Statement Relyance Bank, National Association All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 24,145 11,107
Income from Lease Financing Receivables — 1
38 29
Estimated Tax Benefit from Tax-Exempt Loan Income 17 15
Income on Loans and Leases (TE) 24,162 11,129
Investment Interest Income (TE) 1,748 1,636
Total Interest Income (TE) 26,123 12,872
Total Interest Expense 2,080 1,430
Net Interest Income (TE) 24,043 11,443
Non-Interest Income 6,668 3,679
Adjusted Operating Income (TE) 30,711 16,091
Non-interest Expense 21,487 10,771
Provision for Loan & Lease Losses 525 635
Pretax Operating Income (TE) 8,699 4,580
Pretax Net Operating Income (TE) 8,699 4,646
Applicable Income Taxes 2,875 823
Net Operating Income 5,521 3,504
Net Income 5,521 3,504
Cash Dividends Declared — 2,018
Retained Earnings 5,521 1,459