Reliance Savings Bank
Altoona, PA — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Reliance Savings Bank | All Insured Savings Banks in Pennsylvania |
Interest and Fees on Loans | 13,759 | 18,323 |
Income from Lease Financing Receivables | — | 10 |
508 | 51 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 262 | 25 |
Income on Loans and Leases (TE) | 14,021 | 18,606 |
Investment Interest Income (TE) | 1,208 | 2,720 |
Total Interest Income (TE) | 15,424 | 21,762 |
Total Interest Expense | 2,348 | 3,616 |
Net Interest Income (TE) | 13,076 | 18,090 |
Non-Interest Income | 3,821 | 4,504 |
Adjusted Operating Income (TE) | 16,897 | 25,733 |
Non-interest Expense | 13,276 | 18,977 |
Provision for Loan & Lease Losses | 250 | 368 |
Pretax Operating Income (TE) | 3,371 | 6,471 |
Pretax Net Operating Income (TE) | 3,491 | 6,554 |
Applicable Income Taxes | 808 | 1,732 |
Net Operating Income | 2,276 | 4,600 |
Net Income | 2,276 | 4,600 |
Cash Dividends Declared | — | 2,617 |
Retained Earnings | 2,276 | 1,922 |