Net Income Analysis ( % relative to Total Revenue )
Income Statement Regions Bank All Insured Commercial Banks in Alabama
Interest and Fees on Loans 3,032,358 8,354
Income from Lease Financing Receivables 49,982 0
139,806 61
Estimated Tax Benefit from Tax-Exempt Loan Income 74,571 30
Income on Loans and Leases (TE) 3,156,911 8,404
Investment Interest Income (TE) 565,489 1,854
Total Interest Income (TE) 3,762,557 10,667
Total Interest Expense 247,042 1,209
Net Interest Income (TE) 3,515,515 9,419
Non-Interest Income 2,039,424 1,915
Adjusted Operating Income (TE) 5,554,939 11,331
Non-interest Expense 3,362,468 7,466
Provision for Loan & Lease Losses 262,000 339
Pretax Operating Income (TE) 1,930,471 3,581
Pretax Net Operating Income (TE) 1,936,606 3,690
Applicable Income Taxes 570,487 694
Net Operating Income 1,291,548 2,603
Net Income 1,291,548 2,603
Cash Dividends Declared 1,190,000 1,049
Retained Earnings 101,548 1,520