Vitals
  • Total Assets
    70.2M -3.3 %
  • Total Deposits
    48.8M -8.0 %
  • Total Net Loans
    46.5M 3.7 %
  • Net Income
    1.2M 7.8 %
  • Book Value
    9.7M 3.4 %
  • Book Value x2
    19.4M 3.4 %
  • Book Value x3
    29.1M 3.4 %
ROAA

1.685

ROAE

12.368

Efficiency Ratio

40.891

Net Interest Margin

3.645

Balance Sheet Highlights
Financial Highlights Readlyn Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 70,232 198,346
Total Net Loans 46,486 133,864
Total Deposits 48,822 165,124
Total Equity 9,700 22,060
Profitability
Net Income 1,213 2,310
Return on Average Assets 1.685 1.15
Return on Average Equity 12.368 9.92
Net Interest Margin 3.645 3.587
Efficiency Ratio 40.891 60.34
Noninterest Income/Revenue 1.956 13.494
Balance Sheet Ratios
Loan-to-Deposit 95.215 77.091
Securities/Assets .287 .197
Total Equity/Total Assets .138 .111
Tangible Equity/Tangible Assets .138 .107
Capital Adequacy
Tier 1 Common Capital 9,574 21,135
Tier 1 Capital 9,574 21,140
Tier 2 Capital 523 1,625
Total Capital 10,097 22,777
Total Risk Weighted Assets 54,303 151,308
Leverage Ratio 13.73 10.944
Common Equity Tier 1 Capital Ratio 17.63 15.631
Tier 1 Capital Ratio 17.63 15.631
Total Capital Ratio 18.59 16.675

Timeline for Readlyn Savings Bank

Readlyn Bancshares, Inc.

Readlyn Bancshares, Inc. became a new parent organization for Readlyn Savings Bank.

View Profile Jun 26 1986

Readlyn Savings Bank

Readlyn Savings Bank was established 120 years ago and is currently headquartered in Readlyn, IA.

May 15 1904
Relationships Role Relationship Start Relationship End
Readlyn Bancshares, Inc. Parent 6/26/1986
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