Rantoul First Bank, S.B.
Rantoul, IL — Domestic Branch of a Domestic Bank
Acquired Oct 2005
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Rantoul First Bank, S.B. | All Insured Savings Banks in Illinois |
| Interest and Fees on Loans | 755 | 3,901 |
| Income from Lease Financing Receivables | — | — |
| — | 18 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
| Income on Loans and Leases (TE) | 755 | 3,903 |
| Investment Interest Income (TE) | 280 | 921 |
| Total Interest Income (TE) | 1,121 | 5,350 |
| Total Interest Expense | 523 | 2,137 |
| Net Interest Income (TE) | 598 | 3,213 |
| Non-Interest Income | 409 | 416 |
| Adjusted Operating Income (TE) | 1,007 | 3,645 |
| Non-interest Expense | 1,358 | 2,695 |
| Provision for Loan & Lease Losses | 275 | 164 |
| Pretax Operating Income (TE) | — | 1,357 |
| Pretax Net Operating Income (TE) | — | 1,291 |
| Applicable Income Taxes | — | 428 |
| Net Operating Income | — | 856 |
| Net Income | — | 856 |
| Cash Dividends Declared | — | 718 |
| Retained Earnings | — | 735 |