Radius Bank
Boston, MA — Federal Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Radius Bank | All Insured Savings Banks in Massachusetts |
Interest and Fees on Loans | 18,734 | 22,507 |
Income from Lease Financing Receivables | 480 | 0 |
— | 12 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 5 |
Income on Loans and Leases (TE) | 19,214 | 22,524 |
Investment Interest Income (TE) | 718 | 2,367 |
Total Interest Income (TE) | 20,149 | 25,271 |
Total Interest Expense | 2,652 | 3,912 |
Net Interest Income (TE) | 17,497 | 21,140 |
Non-Interest Income | 10,270 | 4,299 |
Adjusted Operating Income (TE) | 27,767 | 27,158 |
Non-interest Expense | 17,069 | 19,697 |
Provision for Loan & Lease Losses | 2,625 | 554 |
Pretax Operating Income (TE) | 8,073 | 6,325 |
Pretax Net Operating Income (TE) | 8,073 | 6,941 |
Applicable Income Taxes | 2,950 | 1,880 |
Net Operating Income | 5,075 | 4,661 |
Net Income | 5,075 | 4,648 |
Cash Dividends Declared | — | 46 |
Retained Earnings | 5,075 | 4,164 |