Net Income Analysis ( % relative to Total Revenue )
Income Statement Quontic Bank All Insured Savings Banks in New York
Interest and Fees on Loans 11,210 39,050
Income from Lease Financing Receivables — 0
— 4
Estimated Tax Benefit from Tax-Exempt Loan Income — 1
Income on Loans and Leases (TE) 11,210 39,115
Investment Interest Income (TE) 28 3,855
Total Interest Income (TE) 11,300 43,781
Total Interest Expense 1,751 7,561
Net Interest Income (TE) 9,549 36,228
Non-Interest Income 9,569 6,784
Adjusted Operating Income (TE) 19,118 43,792
Non-interest Expense 16,142 29,042
Provision for Loan & Lease Losses 29 563
Pretax Operating Income (TE) 2,947 13,959
Pretax Net Operating Income (TE) 2,947 14,008
Applicable Income Taxes 220 5,088
Net Operating Income 2,727 8,538
Net Income 2,727 8,523
Cash Dividends Declared 687 1,972
Retained Earnings 2,040 5,990