Quaint Oak Bank
Southampton, PA — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Quaint Oak Bank | All Insured Savings Banks in Pennsylvania |
Interest and Fees on Loans | 9,032 | 18,323 |
Income from Lease Financing Receivables | — | 10 |
— | 51 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 25 |
Income on Loans and Leases (TE) | 9,032 | 18,606 |
Investment Interest Income (TE) | 100 | 2,720 |
Total Interest Income (TE) | 9,358 | 21,762 |
Total Interest Expense | 2,568 | 3,616 |
Net Interest Income (TE) | 6,790 | 18,090 |
Non-Interest Income | 2,434 | 4,504 |
Adjusted Operating Income (TE) | 9,224 | 25,733 |
Non-interest Expense | 6,619 | 18,977 |
Provision for Loan & Lease Losses | 292 | 368 |
Pretax Operating Income (TE) | 2,313 | 6,471 |
Pretax Net Operating Income (TE) | 2,313 | 6,554 |
Applicable Income Taxes | 763 | 1,732 |
Net Operating Income | 1,550 | 4,600 |
Net Income | 1,550 | 4,600 |
Cash Dividends Declared | — | 2,617 |
Retained Earnings | 1,550 | 1,922 |