Putnam County Bank
Hurricane, WV — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Putnam County Bank | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 23,197 | 11,666 |
Income from Lease Financing Receivables | — | 1 |
— | 100 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 47 |
Income on Loans and Leases (TE) | 23,197 | 11,724 |
Investment Interest Income (TE) | 1,662 | 1,523 |
Total Interest Income (TE) | 25,050 | 13,460 |
Total Interest Expense | 4,848 | 1,601 |
Net Interest Income (TE) | 20,202 | 11,860 |
Non-Interest Income | 669 | 3,481 |
Adjusted Operating Income (TE) | 20,871 | 15,431 |
Non-interest Expense | 9,054 | 10,280 |
Provision for Loan & Lease Losses | 4,831 | 502 |
Pretax Operating Income (TE) | 6,986 | 4,739 |
Pretax Net Operating Income (TE) | 6,994 | 4,910 |
Applicable Income Taxes | 2,419 | 1,424 |
Net Operating Income | 4,453 | 3,265 |
Net Income | 4,453 | 3,285 |
Cash Dividends Declared | 1,680 | 1,194 |
Retained Earnings | 2,773 | 1,335 |