Public Savings Bank
Huntingdon Valley, PA — State Savings Bank
Acquired Aug 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Public Savings Bank | All Insured Savings Banks in Pennsylvania |
Interest and Fees on Loans | 1,405 | 8,632 |
Income from Lease Financing Receivables | 8 | 0 |
— | 21 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 7 |
Income on Loans and Leases (TE) | 1,413 | 8,681 |
Investment Interest Income (TE) | — | 2,606 |
Total Interest Income (TE) | 1,453 | 11,385 |
Total Interest Expense | 244 | 3,407 |
Net Interest Income (TE) | 1,209 | 7,982 |
Non-Interest Income | 1,518 | 1,163 |
Adjusted Operating Income (TE) | 2,727 | 9,145 |
Non-interest Expense | 3,246 | 6,442 |
Provision for Loan & Lease Losses | 220 | 880 |
Pretax Operating Income (TE) | -739 | 2,081 |
Pretax Net Operating Income (TE) | -739 | 2,172 |
Applicable Income Taxes | — | 391 |
Net Operating Income | -739 | 1,668 |
Net Income | -739 | 1,657 |
Cash Dividends Declared | — | 38 |
Retained Earnings | -739 | 1,465 |