Provident Bank
Jersey City, NJ — State Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Provident Bank | All Insured Savings Banks in New Jersey |
Interest and Fees on Loans | 265,720 | 25,610 |
Income from Lease Financing Receivables | — | 0 |
2,342 | 7 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1,224 | 4 |
Income on Loans and Leases (TE) | 266,944 | 25,617 |
Investment Interest Income (TE) | 39,312 | 5,245 |
Total Interest Income (TE) | 310,261 | 31,333 |
Total Interest Expense | 45,744 | 6,803 |
Net Interest Income (TE) | 264,517 | 24,529 |
Non-Interest Income | 55,148 | 3,336 |
Adjusted Operating Income (TE) | 319,665 | 35,108 |
Non-interest Expense | 182,695 | 22,934 |
Provision for Loan & Lease Losses | 5,400 | 478 |
Pretax Operating Income (TE) | 131,570 | 8,807 |
Pretax Net Operating Income (TE) | 131,634 | 9,028 |
Applicable Income Taxes | 36,566 | 2,758 |
Net Operating Income | 87,109 | 6,133 |
Net Income | 87,109 | 6,133 |
Cash Dividends Declared | 46,400 | 205 |
Retained Earnings | 40,709 | 5,383 |