Net Income Analysis ( % relative to Total Revenue )
Income Statement Professional Business Bank All Insured Commercial Banks in California
Interest and Fees on Loans 10,823 15,482
Income from Lease Financing Receivables — 13
— 5
Estimated Tax Benefit from Tax-Exempt Loan Income — 2
Income on Loans and Leases (TE) 10,823 15,603
Investment Interest Income (TE) 244 1,655
Total Interest Income (TE) 11,152 17,909
Total Interest Expense 2,575 3,246
Net Interest Income (TE) 8,577 14,579
Non-Interest Income -1,326 2,182
Adjusted Operating Income (TE) 7,251 18,319
Non-interest Expense 11,157 11,766
Provision for Loan & Lease Losses 4,177 4,347
Pretax Operating Income (TE) -8,083 1,165
Pretax Net Operating Income (TE) -8,083 1,440
Applicable Income Taxes -665 618
Net Operating Income -7,418 847
Net Income -7,418 833
Cash Dividends Declared — 95
Retained Earnings -7,418 419