Net Income Analysis ( % relative to Total Revenue )
Income Statement Privest Bank All Insured Commercial Banks in California
Interest and Fees on Loans 2,680 20,713
Income from Lease Financing Receivables — 5,575
— 1,133
Estimated Tax Benefit from Tax-Exempt Loan Income — 635
Income on Loans and Leases (TE) 2,680 20,269
Investment Interest Income (TE) 273 10,715
Total Interest Income (TE) 3,252 20,803
Total Interest Expense 489 4,301
Net Interest Income (TE) 2,763 16,341
Non-Interest Income 581 5,211
Adjusted Operating Income (TE) 3,344 22,075
Non-interest Expense 3,501 13,096
Provision for Loan & Lease Losses 285 4,046
Pretax Operating Income (TE) — 48,684
Pretax Net Operating Income (TE) — 48,996
Applicable Income Taxes — 17,729
Net Operating Income — 30,941
Net Income — 30,937
Cash Dividends Declared — 33,803
Retained Earnings — 13,632