Net Income Analysis ( % relative to Total Revenue )
Income Statement Prime Security Bank All Insured Commercial Banks in Minnesota
Interest and Fees on Loans 2,701 4,864
Income from Lease Financing Receivables — 12
24 40
Estimated Tax Benefit from Tax-Exempt Loan Income 12 20
Income on Loans and Leases (TE) 2,713 4,921
Investment Interest Income (TE) 6 592
Total Interest Income (TE) 2,752 5,709
Total Interest Expense 329 508
Net Interest Income (TE) 2,423 5,181
Non-Interest Income 705 905
Adjusted Operating Income (TE) 3,128 6,155
Non-interest Expense 2,238 4,018
Provision for Loan & Lease Losses 20 126
Pretax Operating Income (TE) 870 1,907
Pretax Net Operating Income (TE) 870 1,940
Applicable Income Taxes — 97
Net Operating Income 858 1,682
Net Income 858 1,683
Cash Dividends Declared 40 1,029
Retained Earnings 858 636