Net Income Analysis ( % relative to Total Revenue )
Income Statement Preston National Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 893 2,567
Income from Lease Financing Receivables — 0
— 9
Estimated Tax Benefit from Tax-Exempt Loan Income — 5
Income on Loans and Leases (TE) 893 2,583
Investment Interest Income (TE) — 511
Total Interest Income (TE) 899 3,231
Total Interest Expense 41 247
Net Interest Income (TE) 858 2,967
Non-Interest Income 53 627
Adjusted Operating Income (TE) 911 3,674
Non-interest Expense 617 2,304
Provision for Loan & Lease Losses — 109
Pretax Operating Income (TE) 294 1,184
Pretax Net Operating Income (TE) 294 1,218
Applicable Income Taxes — 139
Net Operating Income 294 950
Net Income 294 954
Cash Dividends Declared 225 297
Retained Earnings 69 582