Net Income Analysis ( % relative to Total Revenue )
Income Statement Points West Community Bank All Insured Commercial Banks in Nebraska
Interest and Fees on Loans 9,939 5,628
Income from Lease Financing Receivables — 1
250 22
Estimated Tax Benefit from Tax-Exempt Loan Income 129 11
Income on Loans and Leases (TE) 10,068 5,649
Investment Interest Income (TE) 2,933 825
Total Interest Income (TE) 13,121 6,660
Total Interest Expense 1,470 793
Net Interest Income (TE) 11,651 5,813
Non-Interest Income 1,140 986
Adjusted Operating Income (TE) 12,791 6,872
Non-interest Expense 7,838 4,155
Provision for Loan & Lease Losses — 208
Pretax Operating Income (TE) 4,953 2,412
Pretax Net Operating Income (TE) 4,958 2,466
Applicable Income Taxes 77 297
Net Operating Income 4,371 1,910
Net Income 4,371 1,911
Cash Dividends Declared 4,300 887
Retained Earnings 71 1,015