Plymouth Savings Bank
Wareham, MA — Domestic Branch of a Domestic Bank
Acquired May 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Plymouth Savings Bank | All Insured Savings Banks in Massachusetts |
Interest and Fees on Loans | 9,816 | 2,942 |
Income from Lease Financing Receivables | — | — |
— | — | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | — |
Income on Loans and Leases (TE) | 9,816 | 2,942 |
Investment Interest Income (TE) | 686 | 900 |
Total Interest Income (TE) | 12,500 | 3,975 |
Total Interest Expense | 3,758 | 1,327 |
Net Interest Income (TE) | 8,742 | 2,643 |
Non-Interest Income | 2,986 | 341 |
Adjusted Operating Income (TE) | 11,728 | 3,001 |
Non-interest Expense | 11,073 | 2,124 |
Provision for Loan & Lease Losses | — | 105 |
Pretax Operating Income (TE) | 655 | 857 |
Pretax Net Operating Income (TE) | 2,824 | 917 |
Applicable Income Taxes | 1,158 | 332 |
Net Operating Income | 1,666 | 598 |
Net Income | 1,666 | 598 |
Cash Dividends Declared | — | 385 |
Retained Earnings | 1,666 | 610 |