Platte Valley Bank
Torrington, WY — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Platte Valley Bank | All Insured Commercial Banks in Wyoming |
| Interest and Fees on Loans | 18,688 | 6,494 |
| Income from Lease Financing Receivables | 82 | 31 |
| 25 | 19 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 13 | 9 |
| Income on Loans and Leases (TE) | 18,783 | 6,546 |
| Investment Interest Income (TE) | 503 | 1,596 |
| Total Interest Income (TE) | 19,363 | 8,579 |
| Total Interest Expense | 2,120 | 694 |
| Net Interest Income (TE) | 17,243 | 7,885 |
| Non-Interest Income | 2,008 | 1,669 |
| Adjusted Operating Income (TE) | 19,251 | 9,980 |
| Non-interest Expense | 11,330 | 6,644 |
| Provision for Loan & Lease Losses | 2,066 | 244 |
| Pretax Operating Income (TE) | 5,855 | 3,036 |
| Pretax Net Operating Income (TE) | 5,855 | 3,079 |
| Applicable Income Taxes | 1,733 | 264 |
| Net Operating Income | 4,000 | 2,451 |
| Net Income | 4,000 | 2,451 |
| Cash Dividends Declared | 2,600 | 1,154 |
| Retained Earnings | 1,400 | 1,129 |