Net Income Analysis ( % relative to Total Revenue )
Income Statement Plainscapital Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 371,349 10,872
Income from Lease Financing Receivables 299 2
302 44
Estimated Tax Benefit from Tax-Exempt Loan Income 159 22
Income on Loans and Leases (TE) 371,807 10,941
Investment Interest Income (TE) 18,368 2,007
Total Interest Income (TE) 394,766 13,476
Total Interest Expense 23,736 1,063
Net Interest Income (TE) 371,030 12,338
Non-Interest Income 736,798 2,639
Adjusted Operating Income (TE) 1,107,828 15,335
Non-interest Expense 839,045 9,693
Provision for Loan & Lease Losses 40,673 524
Pretax Operating Income (TE) 228,110 4,819
Pretax Net Operating Income (TE) 228,110 4,946
Applicable Income Taxes 83,028 576
Net Operating Income 143,198 3,858
Net Income 141,147 3,845
Cash Dividends Declared 97,827 1,701
Retained Earnings 43,320 1,997