Vitals
  • Total Assets
    189.7M 6.8 %
  • Total Deposits
    159.5M 6.9 %
  • Total Net Loans
    158.7M 7.6 %
  • Net Income
    1.8M -10.3 %
  • Book Value
    20.5M 2.5 %
  • Book Value x2
    41.1M 2.5 %
  • Book Value x3
    61.6M 2.5 %
ROAA

.944

ROAE

8.738

Efficiency Ratio

71.005

Net Interest Margin

4.922

Balance Sheet Highlights
Financial Highlights Pioneer Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 189,686 858,303
Total Net Loans 158,736 607,607
Total Deposits 159,498 699,932
Total Equity 20,536 97,657
Profitability
Net Income 1,772 7,896
Return on Average Assets .944 .794
Return on Average Equity 8.738 6.983
Net Interest Margin 4.922 3.805
Efficiency Ratio 71.005 71.157
Noninterest Income/Revenue 12.226 16.327
Balance Sheet Ratios
Loan-to-Deposit 99.522 84.705
Securities/Assets .037 .136
Total Equity/Total Assets .108 .114
Tangible Equity/Tangible Assets .106 .103
Capital Adequacy
Tier 1 Common Capital 20,193 87,521
Tier 1 Capital 20,193 87,589
Tier 2 Capital 1,837 6,159
Total Capital 22,030 93,977
Total Risk Weighted Assets 146,830 657,024
Leverage Ratio 10.71 10.765
Common Equity Tier 1 Capital Ratio 13.75 14.768
Tier 1 Capital Ratio 13.75 14.769
Total Capital Ratio 15 15.893

Timeline for Pioneer Bank

Valley Finance Service, Inc.

Acquisition: Pioneer Bank acquired a new subsidiary, Valley Finance Service, Inc. , 22 years

View Profile Jan 01 2002

Pioneer Special Assets, Llc

Pioneer Special Assets, Llc became a new subsidiary organization for Pioneer Bank.

View Profile Oct 11 2001

Valley Finance Service, Inc.

Valley Finance Service, Inc. became a new subsidiary organization for Pioneer Bank.

View Profile Oct 23 2000

Pioneer Financial Services, Llc

Pioneer Financial Services, Llc became a new subsidiary organization for Pioneer Bank.

View Profile Jun 08 2000

Pioneer Bankshares, Inc.

Pioneer Bankshares, Inc. became a new parent organization for Pioneer Bank.

View Profile May 11 1984

Want to see more?

Complete timeline for Pioneer Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Valley Finance Service, Inc. Seller Pooling of Interests Discontinued 1/1/2002
Relationships Role Relationship Start Relationship End
Pioneer Bankshares, Inc. Parent 5/11/1984
Pioneer Special Assets, Llc Subsidary 10/11/2001
Pioneer Financial Services, Llc Subsidary 6/8/2000
Valley Finance Service, Inc. Subsidary 10/23/2000 12/31/2001
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