Pioneer Bank And Trust
Ponca City, OK — Domestic Branch of a Domestic Bank
Acquired Feb 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Pioneer Bank And Trust | All Insured Commercial Banks in Oklahoma |
Interest and Fees on Loans | 7,617 | 5,674 |
Income from Lease Financing Receivables | 132 | 259 |
137 | 99 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 63 | 50 |
Income on Loans and Leases (TE) | 7,812 | 5,733 |
Investment Interest Income (TE) | 1,074 | 1,334 |
Total Interest Income (TE) | 9,994 | 7,375 |
Total Interest Expense | 3,867 | 2,727 |
Net Interest Income (TE) | 6,127 | 4,612 |
Non-Interest Income | 1,168 | 1,056 |
Adjusted Operating Income (TE) | 7,295 | 5,699 |
Non-interest Expense | 4,312 | 3,587 |
Provision for Loan & Lease Losses | 141 | 499 |
Pretax Operating Income (TE) | 2,842 | 3,117 |
Pretax Net Operating Income (TE) | 2,840 | 3,109 |
Applicable Income Taxes | 943 | 2,179 |
Net Operating Income | 1,754 | 2,466 |
Net Income | 849 | 2,455 |
Cash Dividends Declared | 4,000 | 1,915 |
Retained Earnings | — | 1,999 |