Piedmont Community Bank
Gray, GA — Non-member Bank
Acquired Oct 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Piedmont Community Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 4,581 | 5,708 |
Income from Lease Financing Receivables | — | 0 |
— | 17 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 4 |
Income on Loans and Leases (TE) | 4,581 | 5,715 |
Investment Interest Income (TE) | 786 | 803 |
Total Interest Income (TE) | 5,436 | 6,572 |
Total Interest Expense | 2,490 | 1,754 |
Net Interest Income (TE) | 2,946 | 4,806 |
Non-Interest Income | 2,035 | 906 |
Adjusted Operating Income (TE) | 4,981 | 5,893 |
Non-interest Expense | 6,724 | 4,684 |
Provision for Loan & Lease Losses | 6,380 | 1,517 |
Pretax Operating Income (TE) | -8,123 | -165 |
Pretax Net Operating Income (TE) | -8,123 | 45 |
Applicable Income Taxes | -2 | 116 |
Net Operating Income | -8,121 | -80 |
Net Income | -8,121 | -86 |
Cash Dividends Declared | — | 29 |
Retained Earnings | -8,121 | -163 |