Phelps County Bank
Rolla, MO — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Phelps County Bank | All Insured Commercial Banks in Missouri |
Interest and Fees on Loans | 10,337 | 8,346 |
Income from Lease Financing Receivables | — | 6 |
— | 27 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 13 |
Income on Loans and Leases (TE) | 10,337 | 8,380 |
Investment Interest Income (TE) | 2,702 | 1,007 |
Total Interest Income (TE) | 13,106 | 9,598 |
Total Interest Expense | 1,039 | 957 |
Net Interest Income (TE) | 12,067 | 8,596 |
Non-Interest Income | 3,454 | 1,957 |
Adjusted Operating Income (TE) | 15,521 | 10,610 |
Non-interest Expense | 10,449 | 6,886 |
Provision for Loan & Lease Losses | 390 | 275 |
Pretax Operating Income (TE) | 4,682 | 3,421 |
Pretax Net Operating Income (TE) | 4,791 | 3,495 |
Applicable Income Taxes | — | 604 |
Net Operating Income | 4,791 | 2,724 |
Net Income | 4,791 | 2,724 |
Cash Dividends Declared | 3,300 | 1,137 |
Retained Earnings | 1,491 | 1,380 |