Phelps County Bank
Rolla, MO — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Phelps County Bank | All Insured Commercial Banks in Missouri |
| 12-31-2016 | 3.435 | 3.745 |
| 09-30-2016 | 3.456 | 3.745 |
| 06-30-2016 | 3.445 | 3.724 |
| 03-31-2016 | 3.408 | 3.724 |
| 12-31-2015 | 3.341 | 3.738 |
| 09-30-2015 | 3.31 | 3.719 |
| 06-30-2015 | 3.25 | 3.69 |
| 03-31-2015 | 3.208 | 3.664 |
| 12-31-2014 | 3.263 | 3.76 |
| 09-30-2014 | 3.259 | 3.753 |
| 06-30-2014 | 3.213 | 3.726 |
| 03-31-2014 | 3.198 | 3.706 |
| 12-31-2013 | 3.366 | 3.787 |
| 09-30-2013 | 3.38 | 3.777 |
| 06-30-2013 | 3.401 | 3.741 |
| 03-31-2013 | 3.441 | 3.713 |
| 12-31-2012 | 3.598 | 3.9 |
| 09-30-2012 | 3.601 | 3.902 |
| 06-30-2012 | 3.546 | 3.879 |
| 03-31-2012 | 3.518 | 3.885 |
| 12-31-2011 | 3.6 | 3.993 |
| 09-30-2011 | 3.598 | 3.977 |
| 06-30-2011 | 3.634 | 3.938 |
| 03-31-2011 | 3.515 | 3.898 |
| 12-31-2010 | 3.864 | 3.958 |
| 09-30-2010 | 3.854 | 3.936 |
| 06-30-2010 | 3.829 | 3.894 |
| 03-31-2010 | 3.916 | 3.847 |
| 12-31-2009 | 4.31 | 3.784 |
| 09-30-2009 | 4.384 | 3.755 |
| 06-30-2009 | 4.504 | 3.698 |
| 03-31-2009 | 4.456 | 3.669 |
| 12-31-2008 | 4.504 | 3.85 |
| 09-30-2008 | 4.426 | 3.853 |
| 06-30-2008 | 4.504 | 3.831 |
| 03-31-2008 | 4.384 | 3.815 |
| 12-31-2007 | 4.155 | 3.982 |
| 09-30-2007 | 4.081 | 3.996 |
| 06-30-2007 | 3.966 | 3.979 |
| 03-31-2007 | 3.777 | 3.955 |
| 12-31-2006 | 4.015 | 4.112 |
| 09-30-2006 | 3.999 | 4.12 |
| 06-30-2006 | 3.942 | 4.098 |
| 03-31-2006 | 3.813 | 4.044 |
| 12-31-2005 | 3.986 | 4.115 |
| 09-30-2005 | 3.991 | 4.094 |
| 06-30-2005 | 3.983 | 4.061 |
| 03-31-2005 | 3.893 | 4.009 |
| 12-31-2004 | 3.969 | 4.075 |
| 09-30-2004 | 3.985 | 4.04 |
| 06-30-2004 | 3.968 | 4.004 |
| 03-31-2004 | 4.03 | 3.991 |
| 12-31-2003 | 4.253 | 4.037 |
| 09-30-2003 | 4.335 | 4.029 |
| 06-30-2003 | 4.401 | 4.007 |
| 03-31-2003 | 4.322 | 3.984 |
| 12-31-2002 | 4.292 | 4.136 |