Perpetual Federal Savings Bank
Urbana, OH — Federal Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Perpetual Federal Savings Bank | All Insured Savings Banks in Ohio |
Interest and Fees on Loans | 15,623 | 8,135 |
Income from Lease Financing Receivables | — | 0 |
— | 0 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 15,623 | 8,138 |
Investment Interest Income (TE) | 32 | 715 |
Total Interest Income (TE) | 16,031 | 9,195 |
Total Interest Expense | 4,663 | 1,353 |
Net Interest Income (TE) | 11,368 | 7,724 |
Non-Interest Income | 72 | 2,631 |
Adjusted Operating Income (TE) | 11,440 | 12,066 |
Non-interest Expense | 3,750 | 8,142 |
Provision for Loan & Lease Losses | 35 | 82 |
Pretax Operating Income (TE) | 7,655 | 3,132 |
Pretax Net Operating Income (TE) | 7,655 | 3,181 |
Applicable Income Taxes | 2,595 | 581 |
Net Operating Income | 5,060 | 2,413 |
Net Income | 5,060 | 2,411 |
Cash Dividends Declared | 2,074 | 1,481 |
Retained Earnings | 2,986 | 881 |