Peoplesbank
Holyoke, MA — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Peoplesbank | All Insured Savings Banks in Massachusetts |
Interest and Fees on Loans | 58,036 | 22,507 |
Income from Lease Financing Receivables | — | 0 |
427 | 12 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 227 | 5 |
Income on Loans and Leases (TE) | 58,263 | 22,524 |
Investment Interest Income (TE) | 9,076 | 2,367 |
Total Interest Income (TE) | 67,870 | 25,271 |
Total Interest Expense | 13,195 | 3,912 |
Net Interest Income (TE) | 54,675 | 21,140 |
Non-Interest Income | 7,832 | 4,299 |
Adjusted Operating Income (TE) | 62,507 | 27,158 |
Non-interest Expense | 48,367 | 19,697 |
Provision for Loan & Lease Losses | 1,217 | 554 |
Pretax Operating Income (TE) | 12,923 | 6,325 |
Pretax Net Operating Income (TE) | 13,414 | 6,941 |
Applicable Income Taxes | -604 | 1,880 |
Net Operating Income | 12,772 | 4,661 |
Net Income | 12,772 | 4,648 |
Cash Dividends Declared | — | 46 |
Retained Earnings | 12,772 | 4,164 |